Online Mortgage Center


Applying for your home loan online is fast and convenient. Apply in as little as 20 minutes.

  • Click Apply Now and complete the application.
  • You will be able to save the progress of your application if you need to finish at another time.
  • When you have completed the application, click submit and your information will be reviewed for instant online approval.
  • A Space Coast Credit Union Mortgage Representative will follow up to answer your questions.

Whether you're building, buying or refinancing, our mortgage experts promise you exceptional personal service and a full range of loan products to fit your individual needs. Our Mortgage Representatives are only a phone call away if you need help. Contact us at 1-800-447-7228. We’ll get you into a home at a payment you can afford!

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Construction

Building your dream home doesn't have to be just a dream. We have construction loan programs that will make it a reality.

Government Loans

Looking for a no down payment VA loan or a low down payment FHA loan? You've come to the right place!

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Today's Rates

Fixed Rate - Purchase
30 Year Fixed - Purchase
 Rate  APR  Points
 4.000%  4.127%  1.000%
 4.250%  4.293%  0.000%
15 Year Fixed - Purchase
 Rate  APR  Points
 3.125%  3.346%  1.000%
 3.375%  3.450%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.320%  1.000%
 3.250%  3.358%  0.000%
Fixed Rate - Refinance
30 Year Fixed-Refinance
 Rate  APR  Points
 4.000%  4.127%  1.000%
 4.250%  4.293%  0.000%
15 Year Fixed-Refinance
 Rate  APR  Points
 3.125%  3.346%  1.000%
 3.375%  3.450%  0.000%
Adjustable Rates
5/1 Adjustable Rate
 Rate  APR  Points
 3.000%  2.958%  0.000%
FHA Rates
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.250%  5.339%  0.000%
HARP Refinance Rates
Home Affordable - 30 Year Fixed
 Rate  APR  Points
 4.375%  4.505%  1.000%
 4.625%  4.669%  0.000%
Home Affordable - 15 Year Fixed
 Rate  APR  Points
 3.500%  3.723%  1.000%
 3.750%  3.826%  0.000%
Construction Rates
30 Year Fixed Construction Perm
 Rate  APR  Points
 4.375%  4.540%  1.000%
 4.625%  4.705%  0.000%
15 Year Fixed Construction Perm
 Rate  APR  Points
 3.500%  3.784%  1.000%
 3.750%  3.887%  0.000%
5/1 ARM Construction Perm
 Rate  APR  Points
 3.000%  3.070%  1.000%
 3.250%  3.078%  0.000%

Assumptions

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